Free Wealth Checkup

See what your capital is actually doing

Most people can list their accounts. Far fewer can say what each dollar is assigned to do. The free Wealth Checkup reads your position across the seven dimensions of the Wealth Development Framework and shows you the one thing to work on next.

What you get

A free, ranged read on your capital position — no account numbers required.
Your framework phase: Capital Building, Capital Conversion or Capital Preservation.
One area to focus on next, explained in plain language.
Educational only. No advice, no product recommendations, no sales calls.

Educational software, not advice

PersonalWealthOS is financial education software. It does not provide individualized investment, tax, legal or financial-planning advice, and it never asks for account numbers or login credentials.

Start the free checkup

Takes a few minutes. Ranges only — nothing you enter identifies an account.

Educational content only

PersonalWealthOS is a financial education technology company dedicated to helping individuals build stronger personal balance sheets, improve capital allocation, and increase sustainable asset-generated income through structured education and AI-powered decision support. The Wealth Development Framework (WDF) is a proprietary educational framework for building a stronger personal balance sheet and increasing sustainable asset-generated income. The framework is intended to help users evaluate capital-building, capital-conversion, and capital-preservation decisions from their current financial position. It does not guarantee financial independence, investment returns, income replacement, or any particular timeline.

Ownership Position is the value of included cash-flow assets, reserve assets, and owned digital assets, after deducting related liabilities. Ownership Position may change through asset organization, disciplined capital allocation, cash-flow generation, reinvestment, appreciation, liability reduction, and additional contributions. Any figure shown is an educational measurement of a current position, not a promised result, guaranteed outcome, or assurance of future performance.