Please read this document carefully. It applies to your use of PersonalWealthOS.
Version 1Effective 7/24/2026
1. What we collect. When you use PersonalWealthOS we may collect: account information you provide (name, email, profile fields); content you submit (contact messages, consents, feedback); and technical information (IP-derived identifiers used for rate limiting, user agent, and basic usage analytics).
2. How we use it. We use collected information to operate the platform, secure it against abuse, respond to messages, provide the educational service, and — only where you have opted in separately — to send optional educational or marketing email.
3. Legal bases. Where required by law, we rely on your consent for optional communications, on contract necessity for account operation, and on legitimate interests for security and abuse prevention.
4. Sharing. We do not sell personal information. We may share it with service providers that host or operate the platform on our behalf, subject to confidentiality obligations.
5. Retention. We keep account and consent records for as long as your account is active, plus a reasonable period for legal, tax, and audit obligations.
6. Your rights. Depending on where you live, you may have the right to access, correct, export, or delete your personal information, and to withdraw consent for optional communications at any time.
7. Contact. To exercise a right or ask a privacy question, use the contact page.
