Build the Cash-Flow Engine

Design and stabilise the recurring cash flow that funds every other WDF activity.

1. 1

   Mapping Inflows and Outflows≈ 12 min

   Building a cash-flow map that shows timing, not just totals, so shortfalls are visible before they occur.

2. 2

   Stabilising Variable Income≈ 14 min

   Converting irregular income into a stable operating base using a buffer account and a paid-salary discipline.

3. 3

   Fixed Cost Structure and Operating Margin≈ 13 min

   Why the ratio of fixed to variable costs determines how much shock a household can absorb.

4. 4

   Treasury Tiers: Operating, Contingency, Opportunity≈ 13 min

   Separating held cash into three tiers with distinct purposes, so no single balance has to serve conflicting jobs.